Regulation · Instrument · United States · Proposed rule · Federal Deposit Insurance Corporation

FDIC proposed rule: GENIUS Act requirements and standards for FDIC-supervised stablecoin issuers and insured banks

The FDIC's proposed prudential standards (capital, liquidity, reserves, risk management) for permitted payment stablecoin issuers it supervises and for insured banks' stablecoin activities. No final rule had been issued at the time of recording.

Consultation open · part of GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins Act)

Timeline

  1. 7 Apr 2026 · Proposed
    FDIC issues the proposal; published in the Federal Register on 10 April 2026.[1]
  2. 9 Jun 2026 · Consultation
    Comment period closes.[1]

Deployments operating under it

None recorded with a source yet.

Sources

  1. [1]GENIUS Act Rulemaking and Reporting Tracker (as of 1 June 2026) — Chapman and Cutler, 1 Jun 2026. Accessed 12 Oct 2026.B