United Arab Emirates

Includes Dubai International Financial Centre (DIFC), Abu Dhabi Global Market (ADGM)

Announced 1Pilot 5Live (limited) 10Live (scaled) 3

Deployments

Deployment	Status	Assets	Use cases	Last reviewed
Binance bStocks tokenised US equitiesUpdated 27 Oct 2026 Binance	Live (scaled)	Beneficial interest	Secondary trading	Reviewed today
Kinexys Digital Payments (blockchain deposit accounts)Updated 8 Nov 2026 Kinexys Digital Payments	Live (scaled)	Bank deposit	Treasury management Cross-border payments FX settlement Programmable payments	Reviewed 11d ago
Tether Gold (XAUT)New Tether	Live (scaled)	Commodity title	Investment and trading Collateral mobility	Reviewed 22d ago
AE Coin UAE dirham stablecoinNew AED Stablecoin	Live (limited)	Stablecoin	Domestic payments Merchant payments	Reviewed 13d ago
Citi Token Services for CashUpdated 28 Oct 2026 Citi	Live (limited)	Bank deposit	Cross-border payments Treasury management Collateral mobility	Reviewed 24d ago
Coinbase Tokenized Stocks on BaseUpdated 16 Oct 2026 Coinbase	Live (limited)	Beneficial interest	Secondary trading	Reviewed today
DDSC UAE dirham stablecoinNew ADI Foundation	Live (limited)	Stablecoin	Primary issuance Payments Treasury management Cross-border payments	Reviewed 22d ago
HSBC Orion digital bond issuanceUpdated 17 Oct 2026 HSBC Orion	Live (limited)	Debt security	Primary issuance	Reviewed 14d ago
HSBC Tokenised Deposit ServiceUpdated 7 Nov 2026 HSBC	Live (limited)	Bank deposit	Treasury management Domestic payments Cross-border payments	Reviewed 13d ago
Mastercard stablecoin settlement for issuers, acquirers and merchants Mastercard	Live (limited)	Stablecoin	Card settlement Cross-border payments	Reviewed 13d ago
Partior cross-border clearing and settlementUpdated 8 Nov 2026 Partior	Live (limited)	Bank deposit	Cross-border payments FX settlement	Reviewed 11d ago
PRYPCO Mint tokenised property title deedsNew PRYPCO	Live (limited)	Undisclosed	Primary issuance Secondary trading Asset servicing	Reviewed 17d ago
QCD Money Market Fund (QCDT) tokenised MMFNew DMZ Finance	Live (limited)	Fund interest	Collateral mobility Fund subscription and redemption	Reviewed 22d ago
Billiton Diamond tokenised diamond inventory (Ctrl Alt, XRP Ledger)New Ctrl Alt	Pilot	Undisclosed	Asset servicing Secondary trading	Reviewed 13d ago
Central Bank of the UAE Digital Dirham pilotNew Central Bank of the UAE	Pilot	Central-bank money	Domestic payments Merchant payments Cross-border payments	Reviewed 22d ago
mBridge multi-CBDC cross-border payments platformUpdated 7 Nov 2026 mBridge participating central banks	Pilot	Wholesale central-bank money	Cross-border payments FX settlement	Reviewed 11d ago
OKX and Standard Chartered collateral mirroring programmeUpdated 8 Nov 2026 OKX	Pilot	Fund interest	Collateral mobility	Reviewed 13d ago
Swift blockchain ledger for tokenised deposit paymentsUpdated 17 Oct 2026 Swift	Pilot	Bank deposit	Cross-border payments Domestic payments	Reviewed 24d ago
Zand AED (AEDZ) dirham stablecoinNew Taurus	Announced	Stablecoin	Primary issuance Cross-border payments	Reviewed 13d ago

Regulation

ADGM FSRA regulatory framework for Fiat-Referenced TokensAbu Dhabi Global Market (ADGM) · Regulator rule or rulebook
CBUAE Payment Token Services RegulationUnited Arab Emirates · Regulator rule or rulebook
Dubai Virtual Assets and Related Activities Regulations 2023 (VARA regime)United Arab Emirates · Primary legislation
DFSA Tokenisation Regulatory Sandbox (DIFC)Dubai International Financial Centre (DIFC) · Sandbox or pilot regime
VARA Virtual Asset Issuance Rulebook (Version 2.0, 19 May 2025)United Arab Emirates · Regulator rule or rulebook

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